Features by Account
You can add a wide range of cash management features to your brokerage, retirement, 529 college savings, Fidelity HSA®, or other Fidelity accounts. All features are available with our free, full-service Fidelity® Cash Management Account.
| Account | Features | ||
|---|---|---|---|
| Fidelity® Cash
Management Account |
Manage your cash and investments together by using any of the following features, at no cost, with no minimum balances:
|
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| The Fidelity Account |
Add these features to help make your brokerage account work better for you:
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| Individual retirement
account (IRA) |
Whether you’re saving for retirement or need income during retirement, add these features to get the most from your IRA:
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||
| 529 college savings
account |
Whether saving for college or paying tuition, add these features to your 529 account to help meet your goals:
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||
| Health Savings Account
(HSA) |
Whether you're saving for health care expenses in retirement or paying for qualified medical expenses today, add these features to your HSA to help meet your goals:
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| Custodial (UGMA/UTMA)
Account |
Add these features to your Custodial account to make it easier to save and spend on behalf of your beneficiary:
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Next steps
Open a Fidelity® Cash Management Account
Add features to your existing accountsLog In Required
| Features | Description | Account Type |
|---|---|---|
| ATM/Debit
card |
Use your Fidelity® Debit Card to make purchases or get cash anywhere you see the Visa®, Plus®, or Star® logos. All ATM withdrawal fees reimbursed with a cash management account.1
|
|
| FDIC protection |
Earn interest rates on cash balances in Fidelity accounts, which are eligible for FDIC insurance coverage. |
|
| Cash Manager |
Use this tool to establish self-funded overdraft protection by linking to other accounts, or create alerts to actively invest extra cash when available. |
|
| Fidelity Mobile® |
Use your iPhone®, iPad® and Android™ device to check balances, pay bills, deposit checks, transfer money, or manage your debit card.6 |
|
| Bill Pay | Receive and pay your bills on the web or on your mobile device with our free, online bill payment service. |
|
| Checkwriting |
Get free checks, deposit slips, and online images of your cleared checks. |
|
| Automatic
investments |
Schedule regular, automatic transfers from your bank account to your Fidelity account to provide cash for investing or everyday spending. |
|
| Automatic
withdrawals |
Easily establish an income stream or satisfy required minimum distribution (RMD) rules for your retirement account. |
|
| Direct deposit |
Have your paycheck, pension, Social Security check, or other regular payments sent directly to Fidelity. |
|
| Electronic funds
transfer (EFT) |
Transfer money securely between your bank and Fidelity, without deposit slips, stamps, or checks. |
|
| Fidelity Rewards
credit cards |
Earn up to 2% cash-back rewards deposited into any one of your eligible accounts. |
|
| Full View® |
Monitor and manage all of your Fidelity and non-Fidelity online financial accounts in one secure place, with improved account visibility and a single portfolio view. |
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