We are excited to announce the extension of our First State, First Steps program into 2024. Delaware residents who open and fund a DE529 Education Savings Plan account with at least $100 for a child 5 years of age or under will receive a $100 match contribution. See program rules
Tax advantages
The Delaware 529 plan offers federal and state tax benefits as you save for a child's education.
Flexible use of funds
Use the funds for a wide range of college expenses at accredited schools nationwide—plus tuition expenses for K-12th grade, certain apprenticeship costs, and student loan repayments.1
Many investment choices
Choose either an Age-Based Strategy or a Custom Strategy based on your specific investment goals.
Why invest in a 529 college savings plan with Fidelity?
Friends and family can send gifts directly to your 529 with our free, online college gifting service. Gifters don't need a Fidelity account.
Fidelity Investments 529 College Rewards® Visa Signature® Card
Help to grow your college savings account with unlimited 2% cash back on every eligible net purchase.2
This tax-advantaged education savings account could help you hit your college savings goals. There's no annual account fee and no income restrictions.
The DE529 Education Savings Plan received Morningstar's 2023 Silver Rating.3
Read Morningstar's 529 industry report
Tax advantages |
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Earnings |
Any earnings grow federal and Delaware income tax-deferred. |
Withdrawals |
Qualified withdrawals are free from federal and Delaware income taxes. |
Contributions |
DE529 plan account owners are eligible to claim a DE529 state income tax deduction for contributions to the DE529 plan account made in the applicable tax year. Single persons may claim up to a $1,000 deduction, and married persons filing jointly may claim up to a $2,000 state income tax deduction. |
Account details |
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Account maximum |
$350,000 per beneficiary4 |
Investment expenses |
Fees vary, depending on your investment strategy:
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Plan performance |
View information on the funds' short-term performance, or average annual total returns by month or by quarter.
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Additional Resources |
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Delaware Office of State Treasurer |
Find out more about the state sponsor for this plan. |
Plan application & fact kit |
Download the application and supporting documents. |
First Steps Program |
A program designed to encourage saving for education, First Steps provides Delaware residents a $100 deposit into a DE529 Plan account opened for beneficiaries 5 years of age and younger. Account must be funded with at least a $100 contribution to be eligible. Read the DE529 First Steps Program Rules (PDF). To opt out of the program, please contact Fidelity at 800-544-1655 or go to 529.delaware.gov. |
Consider these tips from Fidelity customers who found easy ways to ask their family and friends to consider gifting to their 529 on gift-giving occasions.
Find out what you'll need before you open an account
Already have a 529 account? Fund your accountLog In Required
Learn more
Access a library of courses, articles, and videos to learn more about planning and saving for college.
Get started with college savings
Understand what it's like to have an account, from choosing a plan to withdrawing funds.
Anyone can use our college savings calculator to figure out how much to save each month. Login or become a member to create a personalized savings plan and track your progress.
Hablamos español
Ahorros para la universidad (PDF)
Un folleto en español con informacion sobre productos y soluciones de ahorrar para el futuro de su hijo para la universidad.
Abra una cuenta para el Plan de Ahorro para la Educación DE529
Descargue la Solicitud de Cuenta y el Paquete de Datos del Plan de Inversión para la Educación Universitaria de Delaware.
Get in touch
Contact us to get help and answers.
Questions? 800-544-1655 |