The Fidelity^® Debit Card is an ATM/debit card that charges no annual fee. Use the card for any purchases where Visa is accepted and withdraw cash at ATMs worldwide wherever you see the Visa, Plus^®, or Star^® logos. The amount of the purchase will be withdrawn from your Available to Withdraw balance, and the debit will be posted to your Fidelity account within five business days.

The Fidelity debit card is available on youth accounts and nonretirement brokerage and cash management accounts with individual, joint tenant, and trust registrations. Retirement, business, corporate, and Fidelity managed account registrations are not eligible. Cards cannot be issued on accounts with a foreign or military address or in the name of a power of attorney.

There is no annual fee on the Fidelity debit card. Other institutions may assess fees for use of ATMs in their network.

Fidelity Cash Management Account owners, Youth Account owners or Fidelity Account owners coded Premium, Active Trader VIP, Private Client Group, Wealth Management, or former Youth Account owner, will be reimbursed for ATM fees charged by other institutions.

Please review your Fidelity Debit Card Agreement (PDF) for information on reimbursement caps or limits.

Fidelity does not charge foreign transaction fees; however, if you choose to pay a foreign debit card transaction in US dollars, your transaction may be processed at a rate different than market exchange rate.

Fidelity charges no fees for debit card fraud text alerts. Please contact your mobile carrier to see if any message and data rates, or other charges may apply.

You can order a debit card in your Fidelity Mobile^® app or by navigating to Manage debit cardsLog In Required and clicking Order card.

Note: Cards are limited to one per registered account owner.

You can expect to receive your debit card within 7 to 10 days from the time your request is submitted.

While you wait for your physical card to arrive, you may have access to a digital card. Your digital card can be viewed in the Fidelity Mobile^® app by selecting the account associated with your card, tapping Debit card or selecting Manage debit card and going to View card.

You can get the status of your order, including delivery details, by using your Fidelity Mobile^® app, or navigating to the Manage debit cardsLog In Required page.

Your new card will be mailed 6 weeks prior to the last day of the month of expiration (for example, a card expiring in September should arrive around August 15th). Your existing card is valid until the last day of the expiration month.

You can activate your debit card in your Fidelity Mobile^® app or by navigating to Manage debit cardsLog In Required and clicking the Activate card button.

QR codes on some activation stickers or card carriers can be scanned for card activation.

You will need to enter the 3-digit security code located on the back of your card to activate.

You can manage your PIN in your Fidelity Mobile^® app or by navigating to Manage debit cardsLog In Required and clicking the Manage PIN link.

New and updated PINs can be used immediately after they have been successfully submitted. You can change your PIN once a day.

You can report your card lost or stolen in your Fidelity Mobile^® app or by navigating to Manage debit cardsLog In Required and clicking the Report card lost or stolen or Replace card link. You will be asked to review recent transactions on your card to assist with detecting possible fraud.

If you notice unauthorized transactions, please call Fidelity Debit Card Services immediately at 800.323.5353. Representatives are available 24 hours a day, 7 days a week, including holidays.

If you don't need a replacement card, please close the card to prevent it from being used by clicking the Close card link.

If you misplaced your debit card and want to protect it from unauthorized use, you can place a temporary lock on it in your Fidelity Mobile^® app or by navigating to Manage debit cardsLog In Required and clicking the Lock card link. Locking the card will prevent any new withdrawals or purchases to be made on the card while locked. Recurring transactions, returns, and credit adjustments will still be allowed. You may unlock your card at any time.

If you are unable to find your card, you can request a replacement card in your Fidelity Mobile^® app or by navigating to Manage debit cardsLog In Required and clicking the Report card lost or stolen or Replace card link.

You can request a replacement debit if your card was:

• Lost or stolen
• Not received
• Damaged or cannot be read

You can use your Fidelity Mobile^® app or navigate to Manage debit cardsLog In Required and click the Report card lost or stolen or Replace card link.

For cards that were lost or stolen, prompt action is recommended to protect your account from unauthorized activity. You may also use the lock card feature if you need time to search for the card.

Letting us know your travel plans, whether you're traveling in the US or overseas, can help reduce the likelihood of authorized debit card transactions being declined when traveling. You can manage travel notifications in your Fidelity Mobile^® app or by navigating to Manage debit cardsLog In Required and clicking the Manage travel notices link.

Travel notices can be provided up to 90 days in advance of your travel date. You may also change or delete previously entered travel plans online when needed.

Travel notices established by calling Fidelity will not be available online. To change or delete these plans, please call Fidelity Debit Card Services using the number located on the back of your debit card or 800-323-5353.

Yes, it's easy to add your debit card to Apple Pay^® or Google Pay^TM by using your Fidelity Mobile^® app, or navigating to Manage debit cardsLog In Required and clicking the Add to wallet link. You can also use the Wallet app on your device to add your debit card manually.

Once you've linked your card, you can enjoy the convenience and security of spending with your mobile device.

You can close your debit card in your Fidelity Mobile^® app or by navigating to Manage debit cardsLog In Required and clicking the Close card link.

If there are recurring transactions paid with the card, please provide updated payment information to the merchant(s) before closing the card.

Once closed, you should destroy the card by cutting the across the magnetic stripe and chip.

Yes, you can use your debit card for purchases wherever Visa is accepted. Some merchants may require a signature or PIN to authorize a purchase while other transactions do not (e.g., internet and mail order). The amount of the purchase will be deducted from your Available to Withdraw balance, and the transaction will be posted to your Fidelity account within 5 business days.

Some merchants such as hotels and restaurants are allowed to request an authorization for an estimated amount which may vary from the actual purchase amount. Additionally, gas stations are permitted to request an authorization to confirm your card is open and active. The authorized amount will reduce your Available to Withdraw balance and will be replaced with the actual purchase amount within 5 business days.

Regardless of the type of Fidelity account you hold, when using your debit card at an ATM machine, you should always select that you are withdrawing funds from a CHECKING account.

No, cash and check deposits cannot be made using an ATM. Instead, review other ways to deposit money to your Fidelity account.

Yes, you can view the daily limits and remaining balance associated with your debit card by accessing Manage debit cardsLog In Required, using either the Fidelity Mobile app or online.

Daily limits reset each day at 12:00 midnight ET. Daily limits are subject to the Available to Withdraw balance in your account and specific daily transaction limits.

There are a number of reasons why your transaction may be declined; including insufficient funds in your Fidelity account, you've exceeded your daily card limit, there is suspicious activity on your card, or the card is in an inactive or restricted state. You can review your daily limit and card status by accessing Manage debit cardsLog In Required. Please review your cell phone for any text alerts received regarding transaction activity.

You may also call Fidelity Debit Card Services using the number located on the back of your card, or 800-323-5353, and a representative will assist you. Representatives are available 24 hours a day, 7 days a week, including holidays.

Contactless, also known as tap-to-pay, uses short-range wireless technology to make secure payments between the card and a contactless-enabled checkout terminal. Just like the trusted security of chip cards, a unique one-time code is created for the purchase to be approved. This makes it extremely difficult to steal or copy your card details for unauthorized use.

You are automatically enrolled to receive fraud text alerts through the cell phone on file with your debit card. You will be notified when a highly suspicious debit card transaction occurs on your account, allowing you to verify the activity. If you recognize the transaction, please confirm that in a reply to the text alert so that you can continue to safely use your card. If you reply that you do not recognize the transaction, your card will be blocked from further use until you call Fidelity Debit Card Services at the number on the back of your debit card. If you do not reply to the fraud text alert, your debit card may be blocked from further use for your protection, and we will attempt to reach you directly by phone to verify the transaction(s).

Yes, Fidelity offers a variety of alerts for your security and convenience. Debit card fraud text alerts notify you if we detect highly suspicious activity only on your debit card.

Visit AlertsLog In Required to manage debit card transaction, market and account activity alerts or our security overview for Fidelity security alerts.

If you have already given us your current mobile number, you will automatically receive debit card fraud text alerts unless you choose to opt out. Please review your ProfileLog In Required to ensure that Fidelity has your current mobile number, and check with your carrier to verify you have text messaging as part of your mobile plan.

To opt out of debit card fraud text alerts, reply Stop to the text alert or call Fidelity Debit Card Services at the number on the back of your card. Even if you choose to opt out of debit card fraud text alerts, you may still be contacted directly by phone if we detect suspicious activity on your card. If you would like to disable other Fidelity alerts, go to AlertsLog In Required to manage market and account activity alerts, and our Security CenterLog In Required to manage Fidelity security alerts.

No, email fraud alerts are currently not available. If we detect suspicious activity on your debit card, we will attempt to contact you via text message, directly by phone, or both.

Fidelity debit card fraud text alerts originate only from the sender number 68153. If you aren't sure if it's from Fidelity, please call Fidelity Debit Card Services immediately at the number on the back of your card.