Withdraw from an IRA

Your IRA savings is always yours when you need it—whether for retirement or emergency funds. Before you withdraw, we'll help you understand below how your age and other factors impact the way the IRS treats your withdrawal.


What type of withdrawal are you making?

Required minimum distribution (age 73 or older)

You've reached the age when the IRS requires you to take money from your IRA annually. See the rules and how missing an RMD can bring stiff penalties.


Learn more and withdraw

Normal withdrawal (age 59 ½ and over)

You're now old enough to enjoy penalty-free withdrawals from any kind of IRA. But it's still critical to know how your withdrawal may be taxed.


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Early withdrawal (under age 59 ½)

You can withdraw money early for unexpected needs... but you need to know what to expect from the IRS.


Learn more and withdraw

Inherited IRA withdrawal

Inheriting savings from a loved can bring financial benefits, along with IRS requirements for withdrawing the money.


Learn more and withdraw