Fidelity® Rewards Visa Signature® Credit Card Earn unlimited 2% cash back1 when deposited into an eligible, Fidelity account2

Get the card that can get you to your goals faster. You can earn unlimited 2% cash back when you invest your rewards for your future—whether that means building your retirement nest egg, padding your kid's college account, or saving for medical bills in a health savings account.


No annual fee, foreign transaction fee, caps, limits, or expirations plus Zero Fraud Liability.3



Note: Please remove any credit bureau freezes before applying.

An award-winning credit card without the fees4


Unlimited cash back

Earning is unlimited with no caps or category restrictions.


Global Entry® or TSA PreCheck® benefit

Earn up to $100 in Reward Points when you apply for either Global Entry® or TSA PreCheck®.5


No annual fees

Plus no foreign transaction fees.


Auto rental coverage

Auto Rental Collision Damage Waiver for up to $75,000 at no cost to you.6


Zero Fraud Liability

Get reimbursed for 100% of fraud losses due to unauthorized account use.

Kiplinger logo

Overall Winner,
Best Cash Back Credit Card, 7 years in a row7

Kiplinger readers choice awards 2024 logo

Readers' Choice Award,
Best Overall Cash-Back Credit Card

Turn everyday spending into investment opportunities


Simply choose the eligible Fidelity accounts where you want to redeem8 your cash-back rewards. Then earn Reward Points for every purchase you make with your card.


Rewards that are redeemed in investing-eligible accounts can help you grow your money to reach your goals.

Fidelity mobile rewards cell phone screenshot
Fidelity mobile wallet cell phone screenshot

On-the-go mobile access


Add to digital wallet
Pay with Apple Pay®, Google Pay, and Samsung Pay.



Check out faster
Tap your touchless card on the checkout terminal, and you're good to go.



Stay in the know
Get real-time SMS and email alerts to keep you in the loop about card activity. Plus, make payments and manage your card with the Fidelity Investments app.


Common questions

  • Who may apply for a Fidelity Rewards Credit Card?

    Anyone who resides in the United States and is 18 years or older may apply for a Fidelity® Rewards Visa Signature® Card. However, minors, corporations, funded eligible Fidelity account partnerships, and trusts cannot apply. The account owner must be an individual, not an entity.

    Elan Financial Services reviews all applications. Fidelity is not involved with credit card qualification decisions and cannot guarantee that any existing Fidelity customer will be eligible for this card. Once you have your card, you can link the card to an open and funded Fidelity account and direct Fidelity Rewards benefits to the account as contributions.

  • How are Points redeemed into a Fidelity account?

    You can choose to have your Points automatically redeemed for a cash deposit into your eligible Fidelity account(s) on a monthly basis, or you can choose to accrue Points and redeem them at any time:

    Automatic redemptions
    You can set up your Fidelity Rewards for automatic redemption by adding your eligible Fidelity account(s) to receive cash deposits. If you need further assistance, call Cardmember Service at 888-551-5144.

    At the end of each month, if you have reached the 2,500 Point minimum, your Points will automatically be converted to the equivalent dollar amount and that amount will be deposited into your designated eligible Fidelity account.

    On-demand redemptions
    If you do not want your Points automatically deposited into your Fidelity account(s), you can choose to accrue Points and redeem them at a time you choose once you have reached the 2,500 Point minimum. If you need further assistance, call Cardmember Service at 888-551-5144.

    To access the Rewards Center, log in to Fidelity.comLog In Required and select "Redeem rewards."

  • How do I earn Fidelity Rewards Points?

    You earn 2 Points for every $1 that you spend on eligible net purchases that you charge with your Fidelity® Rewards Visa Signature® Card. Net purchases are your total purchases minus the following: credits to your account, returns, fraudulent charges, and other types of transactions that do not count toward the net amount on a billing cycle basis.

    To earn Points, your account must be in good standing according to the terms of your Cardmember Agreement.
    If you're an existing cardmember, please refer to your program rules for specific Point earning details.
    To access the Rewards Center, log in to Fidelity.com/CreditCardAccountLog In Required and select "Manage Reward Points."

  • What types of Rewards Points are available?

    You can redeem your Points for a variety of reward options, including a cash deposit into eligible Fidelity account(s), travel, merchandise, gift cards, or statement credit. The 2% cash back value applies only to Points redeemed for a deposit into an eligible Fidelity account. The redemption value is different if you choose to redeem your Points for other rewards.

    If you're an existing cardmember, please refer to your program rules for specific rewards details.

Ready to get started?




Note: Please remove any credit bureau freezes before applying.

Already a card holder?

Get 24/7 customer support: 888-551-5144