Cash Available to Trade

Balance	Description	Update Frequency
Overnight Buying Power	This balance field only applies to Limited Margin accounts and is the amount that can be used to buy stock or options intended to be held until the next day or longer in trade type Margin. For the balance available to buy positions in a Limited Margin account that are intended to be day-traded, see Intraday Buying Power.	Intraday
Intraday Buying Power	This balance field applies only to Pattern Day Trade accounts and Limited Margin accounts and is the amount that can be used to buy stock or options intended to be day traded. Unlike Day Trade Buying Power, this value does update intraday to reflect day trade executions, money movement into and out of the account, core cash, and buying power allocated to open orders.	Intraday
Day Trade Buying Power (Start of Day)/Minimum Equity Call	This balance field only applies to Pattern Day Trade accounts. It represents a start of day value and does not update during the course of the trading day to reflect trade executions or money movement. A Pattern Day Trade account is required to maintain minimum margin equity of $25,000. If the margin equity falls below this value, this field name will change to Minimum Equity Call and the value indicated is what is due to meet the minimum equity requirement.	Overnight

Real-Time, Intraday, and Overnight

• Real-time: Balances updated Real-time display values that change with market price fluctuations on the underlying securities in your account. Essentially, it is a complete recalculation based on price fluctuations of positions, trade executions, and money movement into or out of the account.
• Intraday: Balances updated Intraday reflect trade executions and money movement into and out of the account during the day.
• Overnight: Balances updated Overnight display values after a nightly update of the account. In some cases, certain balance fields can only be updated overnight due to regulatory restrictions.

Additional Details

For more detailed information about your account balances, you can expand the balances table by clicking Show All or you can expand an individual section by clicking the "+" sign to the left of any section name , or just clicking the name of the section. When the table is expanded for a detailed view of individual balance fields, the "+" sign becomes a "-" sign that you can click to collapse the table and return to the summary view. If all the sections of the balances table have been expanded (because you either clicked Show All or expanded each section individually), you can collapse the table and return to the summary view by clicking either Hide All or the "-" sign to its left.

Positive/Negative and Credit/Debit

• Positive/Negative: All values in the Current column are reflected as positive values unless the calculation for a specific balance field results in a negative number or money is due to meet certain requirements. In this case, the number will be reflected with a minus sign "-" in front of it.
• Credit/Debit: Certain field names will change depending on whether the value is positive (Credit) or negative (Debit). Whether the balance field indicates Credit or Debit, the amount is always represented as a positive value. For example, if you have money due to you from the execution of trades in your Margin account, the amount owed to you is displayed as a Margin Credit. If instead, you owe money from the execution of trades in your Margin account, the amount you owe is displayed as a Margin Debit. Both values display as positive numbers, and the field name (in this example, Margin Credit or Margin Debit) reflects whether the value is a credit or debit to your account.