See how these policies can fit your needs
Fidelity makes available a long term care solution from Massachusetts Mutual Life Insurance Company (MassMutual).
For more information on what is available in your state, please call 866-489-0963 to speak with a Fidelity financial professional.
New York Life Asset Flex combines long-term care (LTC) and universal life insurance benefits into one policy. The coverage provides a pool of long-term care insurance benefits, and a death benefit. If you never need long-term care, the policy will pay a death benefit to your beneficiaries, or you can cancel the policy at any time and receive the policy surrender value.
| New York Life Asset Flex1 | |
|---|---|
|
Type of life insurance |
Universal life insurance |
|
Minimum premium (may vary) |
$10,0002 |
|
Payment options |
Pay once, or spread it out over 5 or 10 years3 |
|
Age of availability |
30–69 |
|
Long-term care coverage |
2–7 years; you choose |
|
Additional features and benefits available |
|
|
The purpose of this material is the solicitation of insurance and an agent may contact you.
The products and/or certain features may not be available in all states. 1. The purpose of this material is solicitation of insurance. An insurance agent may contact you. Policy forms [ICC16-316-60P & ICC16-316-28R, ICC16-316-150P & ICC16-316283R, 316-60P & 316-284R, 316-150P & 316-283R], and any state-specific, are issued by New York Life insurance and Annuity Corporation, Newark, DE, a wholly owned subsidiary of New York Life Insurance Company. Premiums also vary by issue age, gender and underwriting risk class. Policy issue is subject to underwriting. A medical exam may be required. The policies have exclusions and limitations. For cost and complete details of the coverage, contact your agent or the company. 2. Greater of $10,000 or premium required to buy minimum face amount of $24,000 for 2 Year LTC Acceleration duration or $36,000 3 Year LTC Acceleration duration. 3. 5 annual pay available for issue ages 30-65 and 10 annual pay available for issue ages 30-60. 4. Family member, other than immediate spouse, gets paid 50% of the monthly benefit up to a certain max limit, when taking care of the insured. 5. Worldwide coverage has lifetime maximum of 3 times the monthly benefit. New York Life Asset Flex is issued by New York Life Insurance and Annuity Corporation, a wholly owned subsidiary of New York Life Insurance Company, which is not affiliated with any Fidelity Investments company. This product is distributed by Fidelity Insurance Agency, Inc. A contract's financial guarantees are solely the responsibility of and are subject to the claims-paying ability of the issuing insurance company. ICC20-LTC9184462 LTC9184462 |
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