Lesson 2: Managing money

Teen Girl Learning Series | Lesson 2

Lesson 2 is divided into 3 parts that focus on managing money—in other words, knowing exactly how much is coming in and going out so you have enough for the things you need (and want). You'll uncover helpful tips for making and sticking to a budget, plus effective strategies for saving to reach your goals.

By the end of this lesson, you'll both know:

  1. How to make and manage a budget
  2. How to develop healthy spending habits based on your values and priorities
  3. What the pink tax is and how to reduce its impact
  4. Ways to set short- and long-term savings goals



Activities and Conversation Starters

  • Lesson 2.1 Budgeting Basics: How to Manage Your Money

    Learn the difference between wants and needs and track your spending for 2 weeks to ease into budgeting.

    View and download PDF

    • Lesson 2.2 Building Healthy Spending Habits

      Reflect on what’s important to you and why. Then share your thoughts and help each other prioritize spending.

      View and download PDF

      • Lesson 2.3 Setting Savings Goals

        Think of something you’d be excited to save for and create a plan to help make your goals happen.

        View and download PDF

Ready for your next lesson?

You crushed Lesson 2! We see an attainable budget, health spending habits, and savings goals in your future. Now let's learn how to help your money work even harder for you through investing. It's off to Lesson 3!


Note: Lessons do not have to be taken in order.

Help your teen learn about money

The Fidelity Youth® Account gives teens the power to save and invest their money.

Investing involves risk, including risk of loss.

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This information is general in nature and provided for educational purposes only.

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