Fidelity Youth®
A teen-owned brokerage account that gives teens ages 13–17 the power to save and invest their own money—while letting parents stay connected.
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Account benefits
Empower your teen to prepare for their financial future and safely build strong money skills for life.
$0 Fees to open
The Fidelity Youth® Account has no subscription fees, no account fees, and no minimum balances to open.1
Saving made easy
Teens can easily organize and manage their money—and automatic savings can help them reach their goals faster.
Investing with just $1
A brokerage account with the tools and education to help teens invest with as little as $1.
Safe and sound
Parents can view their teen's investments and transactions, and get notified of account activity, to provide guidance and oversight. Plus, your teen's account is secured with the Fidelity Customer Protection Guarantee.
An app designed for teens
Teens get more out of their account with the Fidelity Youth® app.
Don't let gift cards go to waste
Don’t let your teen’s unused gift cards go to waste. With the Fidelity Youth app, your teen can exchange unused gift cards for cash they can save or invest.
In-app lessons and rewards
Teens can learn the basics of saving and investing with tailored, interactive lessons. They can even earn rewards for completing them in the app.
Allowance scheduling
It's easy to schedule an allowance for your teen on a weekly or biweekly basis. Edit, pause, or stop allowances from within the app.
Helping your teen's cash work harder
We take your teen's uninvested cash and automatically put it into a money market fund that can now earn 4.97%.
Fidelity® Government Money Market Fund (SPAXX*) 7-day yield as of August 15, 2024; the yield may vary owing to market conditions.3
*The performance data featured represents past performance, which is no guarantee of future results. Investment return and principal value of an investment will fluctuate; therefore, you may have a gain or loss when you sell your shares. Current performance may be higher or lower than the performance data quoted. Visit Fidelity.com for more recent performance.
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