Elevate your money skills with our free save + invest app


We're supporting financial education on your college campus with Fidelity Bloom®.

What you’ll get


A free financial app1

Fidelity Bloom® has no account fees and no minimum balances to open.2


Save smarter and start investing

We make it easy to boost your savings and start investing with as little as $1.


Earn rewards for learning

Complete interactive learning activities on financial basics and get rewarded.

Your university’s personalized app experience

We’ve teamed up with your university to offer Fidelity Bloom—the app that helps you learn how to save more and invest for your future.


Scan your university’s unique QR code to download the app and start making smart financial moves this semester.


Help me find my QR code

Financial education designed for you

Our guided sessions and in-app activities fit a variety of learning styles and meet you where you are on your financial journey.


We simplify financial concepts like saving, budgeting, and investing, and help make them easy to understand so you can apply what you learn in the app.

How to get started

Scan your university’s unique QR code

Find the QR code on your Fidelity Bloom information card or other printed handout. This code helps you access your school’s personalized app experience.

Help me find my QR code

Download the Fidelity Bloom app

Select “Get” in the App Store or Google Play Store to download your school’s personalized app onto your mobile device.

Open your accounts

You’ll be asked to provide some required personal details, like your Social Security number. Then you’ll create a login and agree to the terms and conditions.

Start learning the basics

How to save money in college


Boost your savings while getting a degree.

What is a good credit score?


Good credit can come with many benefits.

What is investing?


Give your money a chance to grow.

7 steps to learn how to budget


Learn how tracking your expenses can help you reach your money goals.

How to get out of student loan debt


Don’t let stress take control, you’ve got options.


Frequently asked questions

  • Where can I find my university’s unique QR code to download Fidelity Bloom®?

    You can find your university’s unique QR code on your Fidelity Bloom® information card, your university’s website, or campus signage.

    If you can’t find these materials, please email us at StudentHelp@Fidelity.com, and we’ll send you your university’s QR code. In your email, be sure to include which university you attend.

  • What type of accounts am I opening with Fidelity Bloom®?

    You'll open two accounts: a Fidelity Bloom® Save account and a Fidelity Bloom Spend account. These are brokerage accounts, not traditional bank accounts.

    A brokerage account gives you access to the stock market, which allows your cash to be automatically placed in low-risk money market mutual funds.

    While past performance is no guarantee of future results, these funds have historically outperformed traditional savings accounts. This means the money you deposit into these accounts can earn returns, and, in the past, money held in these funds has earned higher returns over time than money held in a traditional savings account.

    Additionally, you can choose to invest money held within your Fidelity Bloom® Save account via the Fidelity Bloom® app or Fidelity.com.

    Fidelity Bloom® accounts are brokerage accounts covered by SIPC insurance. They are not bank accounts and therefore are not covered by FDIC insurance. Holdings in your Fidelity Bloom® accounts are subject to market risk and risk of loss.

    You could lose money by investing in a money market fund. Although the fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. The fund may impose a fee upon the sale of your shares. An investment in the fund is not a bank account and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Fidelity Investments and its affiliates, the fund’s sponsor, is not required to reimburse the fund for losses, and you should not expect that the sponsor will provide financial support to the fund at any time, including during periods of market stress.

  • What do I need to open my accounts in Fidelity Bloom®?

    To open your accounts, you’ll need to provide your phone number, Social Security number, and a personal email address. Fidelity does not recommend providing your university email address as you may lose access to it after graduation.

    In some cases, you may also be asked to provide a government-issued ID (like a driver’s license or passport) to help us verify your identity and protect your account against fraud.

View all FAQs


Getting started


Download the app; open your accounts


Learn more

Managing your accounts


Link a bank; move money


Learn more

Investing


Investing basics; buy your first investment


Learn more

Earning rewards


Learn and Earn reward; annual savings match


Learn more