Funding accounts

You must use your linked individual or joint brokerage account to fund your Fidelity Crypto^® account.

You can choose The Fidelity Account^®, Fidelity^® Cash Management Account, or Stock Plan Services brokerage account as your funding account. The funding account must have been opened after October of 2003 and can't be linked to another Fidelity Crypto^® account. The funding account must be registered to an individual or as a joint account with 2 individual owners (no trusts or other entity owners). Joint tenant-by-entirety funding accounts are not supported.

You can change the funding account for your Fidelity Crypto^® account to a new or existing eligible brokerage account once every 365 days. The new funding account must have an identical registration to your Fidelity Crypto^® account, including the account type and ownership.

When you deposit money from an outside bank into the funding account you've linked to your Fidelity Crypto^® account, it can take 1 to 3 business days for that deposit to be processed and ready to move to your Fidelity Crypto^® account.

If your funding account is flagged for pattern day trading, this could reduce your cash available to transfer into your Fidelity Crypto^® account. There are no day trading limits on cryptocurrencies.