Past performance is no guarantee of future results. Actual results will vary. This hypothetical is for illustrative purposes only in order to demonstrate the potential effect of investing 2% of a cardholder's monthly Fidelity® Rewards Visa Signature® Card purchases into an eligible Fidelity account. This example is not intended to predict or project the performance of any investment security.
This example assumes the following:
- The cardholder elects to turn all available earned rewards points into a deposit into an eligible Fidelity account for a period of 20 years
- The credit card balance is paid off in full each month and no funds are withdrawn from the eligible account during the 20 year period.
- The hypothetical investment return is calculated as a constant 7% throughout the 20 year period.
The future value is the result of compound growth calculation using the assumptions above. Taxes, inflation, fees, and/or expenses have not been taken into account. If they had been deducted, performance would be lower. Performance will vary and you may have a gain or a loss when you sell shares.
1.
Eligible accounts include most nonretirement registrations as well as Traditional IRA, Roth IRA, Rollover IRA, SEP IRA, Fidelity Charitable® Giving Account®, Fidelity HSA®, and Fidelity®-managed 529 College Savings Plan accounts. The ability to contribute to an IRA or 529 college savings plan account is subject to IRS rules and specific program policies, including those on eligibility and annual and maximum contribution limits. Full details appear in the Program Guidelines new card customers receive with their card. Contributions to Fidelity Charitable® are generally eligible for a federal income tax charitable deduction. Please consult with your tax advisor. The list of eligible registration types may change without notice at Fidelity’s sole discretion. For more information about whether a particular registration is eligible, please call 1-800-FIDELITY (800-343-3548).
2.
You will earn 2 Points per dollar in eligible net purchases (net purchases are purchases minus credits and returns) that you charge. Account must be open and in good standing to earn and redeem rewards and benefits. You may not redeem Reward Points, and you will immediately lose all of your Reward Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Reward Points will not expire as long as your Account remains open. Refer to your Program Rules for additional information. Certain transactions are not eligible for Reward Points, including Advances (as defined in the Agreement, including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges, fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items. The 2% cash back rewards value applies only to Points redeemed for a deposit into an eligible Fidelity® account. The redemption value is different if you choose to redeem your Points for other rewards such as travel options, merchandise, gift cards, and/or statement credit. Other restrictions apply. Full details appear in the Program Rules new card customers receive with their card. Establishment or ownership of a Fidelity® account or other relationship with Fidelity Investments® is not required to obtain a card or to be eligible to use Points to obtain any rewards offered under the program other than Fidelity Rewards.
To receive a Fidelity rewards deposits to your account, you'll need to link your account to your credit card. Start by selecting "manage reward points" on the credit card snapshot page. In the Rewards Center, you can link your accounts and manage your redemptions. You can also watch a brief video of the process before getting started. In addition, representatives are available to help link your account. Simply call Cardmember Service at 888-551-5144, or the number located on the back of your credit card.
The creditor and issuer of the Fidelity® Rewards Visa Signature® Card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.
