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Help your money work harder with a range of portfolios to choose from.
Some people prefer to use their Attainable® Savings Plan account as an investment vehicle. Others use it to manage their monthly and day-to-day living expenses. As you get ready to open your Attainable account, decide which investment strategy will work best for you.
Attainable portfolios offer varying degrees of risk. Choose the level you're comfortable with, from conservative to aggressive growth.
If you need your funds quickly or want to help minimize risk, you may want to consider ABLE portfolios with a lower degree of equity exposure.
If you are investing for a longer time and are comfortable with higher risk but the potential for greater returns, consider portfolios with a higher degree of equity exposure.
There's a strategy for every investor. Choose to invest in a single portfolio or multiple portfolios to gain exposure to different investment strategies.
Attainable portfolios that are more conservative (and tend to have lower risk) are at the top of the chart, and more aggressive portfolios that have greater risk but the potential for higher returns are toward the bottom of the chart.
Source: Fidelity 2024
Units of the Portfolios are municipal fund securities and are subject to market fluctuation and volatility. You may have a gain or loss when you sell your Units.
| Portfolio | Asset allocation - Stocks | Asset allocation - Bonds | Asset allocation - Short-term |
|---|---|---|---|
| ABLE Money Market Portfolio | 0% Stocks | 0% Bonds | 100% Short-term |
| ABLE Conservative Income 20% Portfolio | 20% Stocks | 50% Bonds | 30% Short-term |
| ABLE Income 30% Portfolio | 30% Stocks | 50% Bonds | 20% Short-term |
| ABLE Moderate Income 40% Portfolio | 40% Stocks | 45% Bonds | 15% Short-term |
| ABLE Balanced 50% Portfolio | 50% Stocks | 40% Bonds | 10% Short-term |
| ABLE Moderate Growth 60% Portfolio | 60% Stocks | 35% Bonds | 5% Short-term |
| ABLE Growth 70% Portfolio | 70% Stocks | 25% Bonds | 5% Short-term |
| ABLE Aggressive Growth 85% Portfolio | 85% Stocks | 15% Bonds | 0% Short-term |
| ABLE Multi-Asset Index Portfolio | 85% Stocks | 15% Bonds | 0% Short-term |
Source: Fidelity 2023
Units of the Portfolios are municipal fund securities and are subject to market fluctuation and volatility. You may have a gain or loss when you sell your Units.
No annual account maintenance fee.
Investment portfolio fees
Investment fees vary based on your investment portfolio. Fees range from 0.20% of assets to 0.84% of assets.
Start saving now with the Attainable Savings Plan.
Get additional information for managing your Attainable account, including contributions, withdrawals, and more.
Save and invest for disability-related expenses and keep current benefits intact.
The Attainable Savings Plan is offered by the Massachusetts Educational Financing Authority and managed by Fidelity Investments. Qualified ABLE programs offered by other states may provide their residents or taxpayers with state tax advantages or other state benefits. You should consider whether your home state offers its residents or taxpayers state tax advantages or benefits that are only available for investing in that state's ABLE program before making an investment in the Attainable Savings Plan.
Units of the portfolios are municipal fund securities and are subject to market fluctuation and volatility. You may have a gain or loss when you sell your units.
Please carefully consider the Attainable Savings Plan's investment objectives, risks, charges, and expenses before investing. For this and other information, contact Fidelity for a free Disclosure Document (PDF) or view one online. Read it carefully before you invest or send money.
Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917
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