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Introducing $0 commission trades

Zero reasons to invest anywhere else. With an industry-leading delivery on value, nothing is standing between you and your money.

Open an account

Commission-free trades

$0¹ for online US stock, ETF, and option trades.

Zero expense ratio index funds

Offering the industry's first Zero expense ratio index mutual funds offered directly to investors.³

Industry-leading value

With no account fees and no minimums to open a retail brokerage account, including IRAs.²

Trading fees

Stocks & options	ETFs	Bonds & CDs	Mutual funds
$0 per stock or options trade plus $0.65 per contract on options	$0 per trade for ETFs¹	$1 per bond or CD in secondary trading and free for US Treasuries traded online⁴ The potential to save an average of $15 per bond⁵	Zero expense ratio index mutual funds Fidelity^® ZERO Total Market Index Fund Fidelity^® ZERO International Index Fund Fidelity^® ZERO Extended Market Index Fund Fidelity^® ZERO Large Cap Index Fund No minimums to invest – Fidelity mutual funds $0 for Fidelity funds and hundreds of other funds with no transaction fees⁶

Get detailed pricing and learn more about how we compare to others on service, security, and more .

Fee comparison*

	Fidelity	Schwab	Vanguard
Account service fee	$0	$0	$20 per year
Proprietary retail mutual fund investment minimums	$0	$0	$1000 – $3,000 Investor Shares $3,000 – $100,000 Admiral^TM Shares
Mutual funds low balance fee	$0	$0	$20 per year^†
Account transfer out	$0	Full: $50	$0
Minimum initial investment	$0	$0	$0
IRA closeout fee	$0	$0	$0
Late settlement fee	$0	$25	$0
Bank wire	$0	Online: $15 Paper: $25	$10
Insufficient funds	$0	$25	$20
Stop payment	$0	$0	$15
Bill payment	$0	$0	$4.95 per month^‡
Account ATM fee	$0	$0	$0

Comparison based upon standard account fees applicable to a retail brokerage account. Comparison does not reflect fees associated with trading, or otherwise transacting in an account. All data is sourced from public websites as of 8/1/18 and subject to change. Certain fees may be waived by Charles Schwab and Vanguard based upon asset level, product type or trading activity. Please visit each firm’s respective website to review all fees applicable to establishing, maintaining and trading in an account.

* Certain waivers may apply

† On balances under $10K

‡ Requires $500K in Vanguard assets

Source: public web sites as of 4/13/2023

Planning and advice fees

Fidelity Go^®
Robo advisor Digital managed accounts designed for investors looking for simple, professional money management solutions.	Gross advisory fee:^7,8 $0: under $25,000 0.35%/yr: $25,000 and above	General eligibility: No minimum⁹ Once your balance reaches $25,000 you'll gain access to a team of dedicated Fidelity advisors
Fidelity^® Wealth Management Through Fidelity^® Wealth Services
Planning & advice from a dedicated advisor Customized planning and investment management, designed for your full financial picture, led by your dedicated advisor	Gross advisory fee: 0.50%–1.50%⁸	General eligibility: $500,000 managed through Fidelity^® Wealth Services¹⁰
Fidelity Private Wealth Management^® Through Fidelity^® Wealth Services or Fidelity^® Strategic Disciplines
Planning & advice from an advisor-led team Customized planning and investment management, designed for your full financial picture, led by your dedicated advisor	Gross advisory fee: 0.20%–1.04%^8,11	General eligibility: $2 million managed through Fidelity^® Wealth Services or Fidelity^® Strategic Disciplines and $10 million or more in total investable assets¹²

Fidelity Go^®

Robo advisor

Digital investment management to help keep your investment strategy on track

Gross advisory fee:^7,8
$0: Under $10,000
$3/mo: $10,000–$49,999
0.35%/yr: $50,000 and above

General eligibility:
No account minimum⁹

Fidelity^® Personalized Planning & Advice

Hybrid robo advisor

Digital investment management, plus digitally led planning and access to financial advice during 1-on-1 calls with Fidelity advisors

Gross advisory fee:
0.50%⁸

General eligibility:
$25,000 managed through Fidelity Personalized Planning & Advice¹⁰

Fidelity^® Wealth Management

Through Fidelity^® Wealth Services

Planning & advice from a dedicated advisor

Customized planning and investment management, designed for your full financial picture, led by your dedicated advisor

Gross advisory fee:
0.50%–1.50%⁸

General eligibility:
$250,000 managed through Fidelity^® Wealth Services¹¹

Fidelity Private Wealth Management^®

Through Fidelity^® Wealth Services or Fidelity^® Strategic Disciplines

Planning & advice from an advisor-led team

Comprehensive planning, advice, and investment management, delivered by your own wealth management team and led by your advisor

Gross advisory fee:
0.20%–1.04%^8,12

General eligibility:
$2 million managed through Fidelity^® Wealth Services or Fidelity^® Strategic Disciplines and $10 million or more in total investable assets¹³